Nigerian Professionals' Money Checklist: Where You Should Be At 25, 30, 35 and 40
You graduate, land a job, start earning and suddenly everyone has an opinion about what you should be doing with your money. Your uncle advises you to buy land. Your colleague recommends crypto. Your dad says, "Save everything." The internet serves you American frameworks built for someone earning in dollars, with a 401k, and no family depending on them. None of it fits. None of it was built for you. Because your journey is not linear, and Nigeria's economy doesn't follow straight lines either. Your expectations are built around Nigerian income levels , Nigerian pressures, and the specific moments where your decisions will either compound into wealth or quietly compound into regret. Here is where you should be, and what you should be doing, at every major milestone. At 25: Build the Foundation Before the Pressure Arrives Your mid-twenties are a grace period most people waste. You're likely earning your first or second real salary. Responsibilities are still light....